Renters insurance helps protect you and all your belongings in case the unexpected happens. A landlord's insurance policy covers the building, but not your personal belongings. If you rent an apartment, house, etc., you need renters insurance.Renter's insurance helps protect your belongings such as clothes, furniture, valuables and electronics. In general, renter's insurance can help pay for damages caused by fire, theft, accidental damage, and even some weather-related events. So, if you rent an apartment, condo or house, renter's insurance is probably your best option.

Renters insurance can also help pay legal fees if a visitor is injured in your rental. Remember, renter's insurance isn't the same as home or landlord's insurance, so it's designed for property owners and doesn't offer the protection you need as a renter.

Insurance companies provide this insurance to protect renters from various damages. Below is a list of what renters insurance covers.

Fire & Smoke: In addition to providing coverage for all personal belongings, incidental living expenses such as hotel or meal expenses, fire and smoke damage to your rented home may be covered.

Vandalism: A thief breaks into your apartment and steals your television and computer or other thefts. Your personal property coverage may reimburse you for replacing these items up to your policy limit.

Water Damage: If the water damage is sudden and accidental (and not due to flooding), renters insurance can help cover your properties. Any water problem can occur in the tenant's house and the insurance company covers this too.

Visitor Injuries: Personal liability coverage can help with medical expenses incurred by you or your family members, including pets. It can also help with legal costs in case of a lawsuit.

About Us

We provide renters insurance to give you maximum protection. We will provide you with the most affordable insurance against various losses. Contact us and help us by filling the form.